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Trusts can be a very effective means of making provision for vulnerable people who are unable to effectively manage their own affairs....

When investing money, it is often tempting to spend time thinking about what to invest in rather than how to invest. Stop focusing on the wrong element....

Much is written about ensuring that you have the correct asset allocation within your investment portfolio. Less, however, is written on the subject of asset location and the role which that should play....

It can be hard to decide on the best time to invest (or more importantly the best time not to invest, given that we tend to be more sensitive to losses than to gains)....

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