• How do active funds perform?

    There are two types of fund manager, active and passive. Active managers try to beat the market through stock selection and market timing. Passive managers aim to…


  • How to outperform major university endowments

    In theory, big institutions like top universities have advantages over ordinary investors…


  • Traders compete with invisible opponents

    Trading stocks has become very popular in recent years, but the vast majority of traders receive…


  • Financial and life planning go hand in hand

    A fundamental shift in financial planning in recent years has been a greater emphasis on life planning…


  • Look after your future self

    One of the biggest obstacles to providing for our retirement is that human beings are very focused on the present…


  • The downsides of thematic funds

    A phrase you may have heard lately is thematic investing. Thematic funds offer investors exposure to investment “themes” such as biotechnology or artificial intelligence…


  • Why investors need to learn from history

    The way that human beings generally learn to do things is through trial and error. But it’s not a good way to learn about investing…


  • Why US equity exposure is so important

    For equity investors, being globally diversified is critical. It reduces risk, and in the long term it should lead to higher returns…


  • How an adviser can rescue you from yourself

    Having a good adviser makes sense not only for financial reasons but psychological ones as well. Advisers can’t tell you which investments…


  • Trading stocks can be addictive

    It has never been so easy to trade stocks. There are now all sorts of apps and websites that allow you to buy or sell in just a few moments…


  • The wisdom of the crowd

    A fundamental concept investors need to understand is the wisdom of the crowd.  It was developed by an english statistician called Sir Francis Galton…


  • Reframing investment risk

    There’s no getting around it: all investing involves risk, and equity investing in particular.  But is investment risk really something to be frightened of?