Why multi manager funds are best avoided
One of the most popular types of funds you can invest in is called a multi-manager fund. But is it a good idea to invest in a multi-manager fund? ...
23 May, 2022
Working out when to retire
We often hear people say they enjoy retirement so much that they wish they’d retired earlier. But others retire and then decide they did it too soon. ...
07 May, 2022
Is active or passive best for emerging markets?
Something we often hear is that, if you invest in emerging markets, then the best way to do it is via an actively managed fund...
25 April, 2022
Become aware of what you’re spending
A hugely important aspect of financial wellbeing is the ability to control our spending. Human beings are hardwired for instant gratification. ...
08 April, 2022
Cryptocurrencies are very risky
One of the big developments in global finance in recent years has been the growth of digital currencies known as cryptocurrencies, such as Bitcoin and Ethereum. But, as an investment, they are extremely risky....
23 March, 2022
Why retirement spending is a minefield
There are two distinct phases to the wealth management process — there’s the accumulation phase, when you’re building your wealth, and there’s the decumulation phase, when you’re effectively living off that wealth....
09 March, 2022
You need to have a retirement plan
Leaving work and seeking a new life for ourselves beyond the workplace is one of the biggest changes we face in our lives today. You need to have a retirement plan....
23 February, 2022
Know who your friends are
A common mistake that investors make is to assume that product providers have their best interests at heart. In fact, their primary motive is to generate profits....
09 February, 2022
Prioritise spending on experiences over stuff.
A good financial planner doesn’t just show you how to invest. They can also help you to spend your money wisely....
22 January, 2022
Should we worry about the growth of indexing?
There’s no evidence yet that indexing poses a systemic risk, or that index investors are more exposed to risk than investors using actively managed funds....
09 January, 2022
Which withdrawal strategy should you choose
If you’re approaching, or already in retirement, your main financial priority is to ensure that the money you’ve saved lasts for as long as you need it....
21 December, 2021
Two ways in which the media hinders investors
There has been a proliferation in recent decades in investment journalism. Some of it’s helpful for investors, but much of it isn’t....
09 December, 2021
How to view the stock market
There are more books about trading and investing than almost any other subject....
23 November, 2021
ESG investing explained
ESG stands for Environmental, Social and Governance. So what exactly does it mean?...
09 November, 2021
Three big investment mistakes to avoid
Discussions about investing at dinner parties often revolve around spotting a brilliant opportunity. But identifying a great investment in advance is extremely difficult to do....
23 October, 2021